It provides contributing members with an opportunity to increase their Scheme pension by paying additional contributions. It is a flexible arrangement, which at the outset clearly sets out both how much, in current pension terms, the purchase is worth and how much it will cost.

I believe that the inclusion of purchasing the Added Pension should be seriously considered when reviewing your overall Pension strategy as the scheme adds real value to most clients' retirement provision.

In my experience most clients may be purchasing either Private Pensions or indeed Added years. A review of your arrangements would seem prudent given the inclusion of the Added Pension within the current Pension regime.

To re-appraise your Pension options (both NHS & Private) please complete the enquiry form below without obligation.

Key questions to consider before making your choice

• When do you wish to retire? Do you want to retire early or reduce your working hours in the future?
• Are you planning to exit the scheme before you take any benefits?
• Are you currently making or do you plan to make Additional Voluntary Contributions?